OUR FEES

Our Financial Planning Fee Philosophy

We’ve spent a lot of time thinking about how to structure our fees to make sure they are fair—to both you and us.

Here are our guiding principles for our special needs planning fees:

• Fully transparent - Let’s make sure you know exactly how we get paid before you engage with us. We want you to know exactly what you’re paying for.

• Fiduciary commitment - Our clients interests come first. Period. From our first phone call to our last meeting.

• Value - Our pricing reflects our extensive knowledge and expertise in special needs planning as well as our commitment to maintaining a high-touch communication and guidance standard throughout the planning process. Our goal, is to provide you with the confidence and security, that your plan will help your family and loved one experiencing disability reach your full potential.

“Let’s Talk About How We Get Paid”

Hourly Special Needs Planning

(Hourly planning services will be available until June 31st, 2025)

Project Based Services: For families seeking to check off a specific item(s) on their to-do list, Palladio Consulting offers special needs financial planning services on an hourly basis. The hourly fee for these services is $375.

We’ll work with you to identify areas in your plan that are important to you and assist in the plan coordination, recommendations and construction of the individual’s entire support plan.

Our Special Needs Planning Services:

• Review of Planning Goals and Vision

• Social Security Benefit Coordination

• Age 18 Transition Planning

• Medicaid Review: K-Plan (OR), IFS Waiver (WA), EPD and many other Medicaid funded benefits.

• ABLE Account Planning and Strategy Review

• Plan Coordination with other professionals (case worker/personal agent, attorney, CPA, advisor)

• Special Needs Trust Planning

• Disability Related Tax Planning

• Residential Living Analysis and Planning

• And more!

For families that do not have the luxury of working directly with a financial planner or investment firm, but have questions, typical plans include these financial planning topics:

• Review of Planning Goals and Vision

• Company Group & Executive Benefits Review and Recommendations

• Estate Planning Structure and Design

• Ongoing Investment Advice & Planning

• Retirement Planning Projections and Strategy Review

• Family Tax Planning: Capital Gains & Income Tax Minimization, Asset Purchase & Sale

• Plan Coordination with Attorney & CPA

• Comprehensive Insurance Planning Review: Life, Disability, Long Term Care, Medical

Investment Management Fees

This service is ideal for households with $500,000 or more in investable assets who want to outsource investment management, account maintenance and see value in having a point of contact for all investment related questions.

This fee arrangement covers all Financial and Special Needs Planning topics above.

• 1.45% annually on managed portfolio value from $0 to $500,000

• 1.0% annually on managed portfolio value from $500,001 to $1,000,000

• .85% annually on managed portfolio value from $1,000,001 to $3,000,000.

• .65% annually on managed portfolio value from $3,000,001 to $5,000,000.

• Custom fee on managed portfolio value from $5,000,001 and up.

** We do not charge fees on accounts held outside our custodian, TD Ameritrade Institutional and Charles Schwab. Examples are ABLE accounts and 529 College accounts, 401(k)’s, 403(b)s, pensions, annuities or other employer sponsored plans.