529 or ABLE Account?

You did it by the book. As soon as your little one entered this world, you made the responsible decision of opening a 529 College Savings Plan for your loved one. Good work! If your child experiences a disability, you may be thinking about using that money to fund an ABLE account instead, especially now that the tax code makes direct rollovers possible.

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Connor Kavanaugh
Ways to Make Divorce Easier on a Special Needs Plan

Parents of a child with special needs know that they must often plan for the child’s care and support much further into the future than some other families. This is especially so if the individual is unlikely ever to be able to earn an income. But unfortunately, as much as we think we can predict the future and plan every detail of our family’s path, sometimes it doesn’t go according to plan.

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Connor Kavanaugh
Medicaid Doesn’t Have to be Overcomplicated!

Many people have the false assumption that Medicaid is not worth learning about, because they are under the impression that they won’t qualify due to income or asset limits. This is simply untrue! With effective planning, most special needs individuals can qualify for Medicaid benefits.

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Connor Kavanaugh
Tips on Staying Active for Special Needs Families

This year has been something out of a strange Syfy movie, and with the upcoming election, I have a feeling things will only be getting stranger! It can be challenging enough for families to find new ways to keep their children healthy, happy, and properly planned for in a non-pandemic world, but these times are just different. Unfortunately, special needs families seem to have been hit even harder.

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Connor Kavanaugh
Comparing and Contrasting SSI and SSDI

SSI vs. SSDI: What Are These Benefits and How Do They Differ?

The Social Security Administration provides two important benefit programs that provide financial assistance to individuals with qualifying disabilities. SSI and SSDI are two of the most common federal programs but are very different from each other. Let’s explore!

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Connor Kavanaugh
The Importance of ABLE Accounts

Before we discuss ABLE accounts, its important to start with needs-based benefits because this lays the groundwork for the importance of ABLE and how impactful they can be for individuals with disabilities when used properly.

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Connor Kavanaugh